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Joy e-bike Gen Next Nanu EMI Calculator
Joy e-bike Gen Next Nanu EMI starts at Rs 2,140 per month for a tenure of 36 months @9.7 for a loan amount of Rs 66,241. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Gen Next Nanu. (Calculated on On Road Price in Delhi)
Joy e-bike Gen Next Nanu Down Payment and EMI
Calculate your Loan EMI for Gen Next Nanu
- On-Road PriceRs.0
- Total Loan AmountRs.0
- Payable AmountRs.0
- You’ll pay extraRs.0
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Gen Next Nanu EMI FAQs
The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Joy e-bike Gen Next Nanu includes the RTO and insurance charges.
EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Joy e-bike Gen Next Nanu can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹66,601/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 66601 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,140/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
The interest rate for Joy e-bike Gen Next Nanu primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
EMI for Joy e-bike Gen Next Nanu for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Joy e-bike Gen Next Nanu User Reviews
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- Best Electric ScooterI believe this is the best electric scooter in its speed limit segment, offering both comfort and impressive speed.Was this review helpful?YesNo
- 3rd class Joy Next gen nanowithout licence Joy e-bike Gen Next Nanu is very dangers for children or cenior citizen persons. very very light vehichle. A small of collision can cause major damage such.....Read MoreWas this review helpful?YesNo
- Genuine ReviewAlthough the bike has good looks it is top heavy with a tendency to topple over. The hub motor is only an IP54 enclosure so can be short on flooded roads. The suspension is very.....Read MoreWas this review helpful?YesNo
- Best ScooterBest scooter I have ever seen. If you get better mileage you should use it at around 25-30kmph. Its all features, comfortable and leg space is also good.Was this review helpful?YesNo
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Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.