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Honda Shine EMI Calculator

Honda Shine EMI Calculator

Honda Shine EMI starts at Rs 2,762 per month for a tenure of 36 months @9.7 for a loan amount of Rs 85,485. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Shine. (Calculated on On Road Price in Delhi)

 

Honda Shine Down Payment and EMI

Shine VariantsLoan @ 9.7%. Down paymentEMI (36 months)
Disc OBD289,414Rs. 9,935Rs. 2,870
Drum OBD285,485Rs. 9,498Rs. 2,762
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Rs. 81,251 - 85,251*
EMI starts from ₹ 2,762
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*Ex-showroom Price in Delhi
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Calculate your Loan EMI for Shine

Down PaymentRs.
0Rs.0
Bank Interest Rate %
8%26%
Loan Period ( Months )
  • On-Road PriceRs.94,983
  • Total Loan AmountRs.85983
  • Payable AmountRs.99432
  • You’ll pay extraRs.13449
EMIper month
Rs2,762
Calculated on On Road Price in Delhi
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Shine EMI FAQs

Q) What will be the lowest down payment for Honda Shine?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda Shine includes the RTO and insurance charges.
Q) What will be the monthly EMI for Honda Shine?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda Shine can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹85,983/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 85983 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,762/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Honda Shine?
A) The interest rate for Honda Shine primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Honda Shine?
A) EMI for Honda Shine for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

Honda Shine User Reviews

4.3/5
Based on353 User Reviews
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  • All (353)
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  • Performance (100)
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  • Experience (55)
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  • A
    arul on Dec 31, 2024
    4.2
    The review of my experience in honda shine
    The bike is good in millage and performance for hond shine 125 not a fancy bike and average for comfort ,safety are poor and good for maintenance it's worth for economical purpose not for long drive ,itha family commuter bike the handling is easy weight is manageable overall with my experience it's value for money
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  • P
    pradhap on Dec 29, 2024
    4.3
    Honda shine 125cc Good bike for india s
    My has shine 125cc blue colour this bike is good milege and comfortable ride for city and highway road good for indian roads but service interval time has been good but showroom service and maintenance cost is higher then old model honda vechiles these new vechile are good but spare part cost has been higher then old shine bike
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  • V
    vamsi on Dec 28, 2024
    4.7
    Overall everything is fine and
    Overall everything is fine and when it comes to comfort we may feel difficulties when we ride for a long periods. Milleage and looks was awesome and no complaints about that section, worth for money, especially regular workers or the college students can buy this beast because it's millage and looks were
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  • A
    abhinav on Dec 27, 2024
    4.2
    HONDA SHINE 125
    I have a Bike which Is Honda shine 125 which can be make my daily ride much smoother and help me to arrive on time in my office fully satisfied with this bike, Main highlight of the bike is the mileage it goes 55+ For me its a good daily commuter bike, Soo much loved it, And the sound of 125 engine amazed every single time
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  • R
    ragupathi on Dec 27, 2024
    4.2
    Ownership review
    Everything Awesome, before I have one honda shine ,then now 2024 I bought new one same honda shine ,because I love it.I recommend to my friends to bought honda shine , Mileage very very high and good performance, also for everyday usage commuter bike for city traffic, easy to handle , Good comfortable Experience
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  • View All Honda Shine Reviews

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Disclaimer :

Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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*Ex-showroom Price in Delhi
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