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Royal Enfield Himalayan 450 EMI Calculator

Royal Enfield Himalayan 450 EMI Calculator

Royal Enfield Himalayan 450 EMI starts at Rs 9,126 per month for a tenure of 36 months @6 for a loan amount of Rs 2,99,691. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Himalayan 450. (Calculated on On Road Price in Delhi)

 

Royal Enfield Himalayan 450 Down Payment and EMI

Himalayan 450 VariantsLoan @ 6%. Down paymentEMI (36 months)
Summit - Hanle Black3,12,781Rs. 34,753Rs. 9,508
Summit - Kamet White3,07,715Rs. 34,191Rs. 9,367
Pass3,03,726Rs. 33,747Rs. 9,232
Base2,99,691Rs. 33,299Rs. 9,126
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Rs. 2.85 - 2.98 Lakh*
EMI starts from ₹ 9,126
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*Ex-showroom Price in Delhi
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Calculate your Loan EMI for Himalayan 450

Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period ( Months )
  • On-Road PriceRs.3,32,990
  • Total Loan AmountRs.299990
  • Payable AmountRs.328536
  • You’ll pay extraRs.28546
EMIper month
Rs9,126
Calculated on On Road Price in Delhi
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Himalayan 450 EMI FAQs

Q) What will be the lowest down payment for Royal Enfield Himalayan 450?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Royal Enfield Himalayan 450 includes the RTO and insurance charges.
Q) What will be the monthly EMI for Royal Enfield Himalayan 450?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Royal Enfield Himalayan 450 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹2,99,990/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 299990 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 9,126/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Royal Enfield Himalayan 450?
A) The interest rate for Royal Enfield Himalayan 450 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Royal Enfield Himalayan 450?
A) EMI for Royal Enfield Himalayan 450 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

Royal Enfield Himalayan 450 User Reviews

4.4/5
Based on143 User Reviews
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Popular Mentions
  • All (143)
  • Comfort (57)
  • Engine (50)
  • Performance (40)
  • Power (34)
  • Looks (31)
  • Mileage (28)
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  • Most Helpful
  • B
    bharat on Jan 21, 2025
    4.2
    Reliable Adventure Companion with few Limitation.
    The Royal Enfield Himalayan 450 has been my best choice I ever made as someone who loves adventure rides. The 450cc engine is strong and smooth, handling highways, rough trails, and steep climbs without an hardship. In my opinion, suspension is a blessing as it is the best thing about this bike which makes bumpy rides so much easier; the upright seating posture means I can ride for hours without having thought of taking break. The navigation on the digital console and the bright LED lights are thoughtful touches that make long rides more enjoyable. But, like any bike, it's not perfect. There are some voids like mileage, it's around 28-32 which could have been better, especially in city conditions. It's weight can be felt heavier when parking or maintaining balance in tough trails. Apart from that, at higher speed it starts vibrating which can be annoying on highways, however, this issue is common for this price range bikes. Even seat cushioning wise is not of better quality. Overall, I find this bike as best among it's competetors and it has all three comfort, power and reliability.
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  • A
    ajay on Jan 19, 2025
    4.3
    Genius review
    It has great suspension and easily to go any where and we can climb over mountains and rivers easily . Mileage is quite good enough for long distances and for the people who often travel it is very good choice for the in the first row. It has many features in it. In cold places we don't have to face issues of engine cooling and it will start immediately .
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  • P
    prakad on Jan 19, 2025
    4.5
    Himalayan 450 after driving for more than 6 months
    This is one of the best bikes to ride when the road conditions are not good. Comfort is the main point in this. Mileage is around 23 in city and 30 in highway. One big drawback for city comuttor is the engine heat but it is expected in 450 cc bike segment. New engine is more refined and good to ride
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  • M
    mounick on Jan 09, 2025
    4.7
    The clutch is surprisingly light
    The clutch is surprisingly light and kindly on my fingers and wrist . This makes my long commute a lot more bearable. Strong braking. Finally I rely heavy on the brakes for a quick commute . Not so much interms of using them excessively. The Royal Enfield Himalayan is quite an adventure motorcycle !
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  • S
    shaik on Jan 09, 2025
    4.7
    The master of off-road
    Good machine ever for long rides , and it make a good feeling and it has been created a emotion for many young stars and we can easily go any longer in this bike and do longer than expected , I can easily get buy this bike when I get my own money and it's a brand of 90`s and Royal enfild is brand...
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  • View All Royal Enfield Himalayan 450 Reviews

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Disclaimer :

Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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*Ex-showroom Price in Delhi
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